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Money and learning costs support

See what financial support is available to help you learn, complete training or move towards your dream job.

Free level 3 qualifications

The government will pay for you to do a level 3 qualification if you either:

  • do not already have a level 3 qualification
  • have a level 3 qualification but you earn less than the National Living Wage

Search free level 3 courses on the National Careers Service website

Advanced Learner Loan

You can apply for an Advanced Learner Loan to help with the costs of a course at a college or training provider.

View Advanced Learner Loan information on GOV.UK

Student finance

You might be able to borrow money to help pay for university or college tuition fees.

Find out about student finance for undergraduates on GOV.UK

If you’re starting a course from January 2026 and need student finance, the way student finance works will change for you. The UK government is introducing the Lifelong Learning Entitlement (LLE).

Find out about the Lifelong Learning Entitlement (LLE) from Student Finance England

Adult bursaries and grants

If you’re an adult, you can apply for grants and bursaries to help pay for courses and training.

The bursaries and grants you can apply for depends on your circumstances.

View grants and bursaries for adult learners on GOV.UK

Get careers advice

A careers adviser can help you:

  • take the first step in your career
  • work out what jobs you might enjoy
  • change jobs or progress in your current career
  • decide on an ideal training choice

Speak to a National Careers Service adviser.


You can get help paying for other things you need while you study or work towards a career goal.

Government schemes for children up to 16 years old.

Access to Work can help you find or stay in work.

Support to help with everyday living costs.

Help with related study costs, like books and travel.